You are most like "DON'T GET IT DANA".
You're looking for that special someone, but
you don't even know what you'll do even if you
find them. You're very cute and loveable, a
little on the dorky side, but that's ok...at
least your friends love ya. You gotta loosen
up, child.


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Which Winnie-The-Pooh Character Are You?


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It's the end of week 1 ....

So in the morning I get paid again, and it will have been a week since I started my new budget plan. I'm proud to say that where I usually would have borrowed from my Mum by Monday, after being paid on Friday, this week I have

• Over £10 in my change jar (anything under a 50P goes in it)
• £13 left in my currnet account
• £7 left in my purse
• £7.42 in my savings account

I'm pretty pleased with myself - that's £37 that I would have spent before, and haven't this week!

£140 less debt!

So the other day I was merrily setting up my budget in Quicken, when I discovered that I've been over paying my Mum by £20 a month for somewhere between 6-8 months! She's applied that extra money to the total I owed her, and I now only owe her another £18.75 instead of over £150! Cool!

Penny Wise And Pound Foolish

That's me to a 'T'. I always spend my wages within a couple of days after they're paid into my bank account, unless I have something like a theme park trip or meal out planned, and then I have to *force* myself to not spend too much. I really want to get my finances sorted out though, so here's what I'm doing.

• I've opened an e-savings account with my current bank, and plan on saving little and often.
• I shall pay for as much as possible with my debit card, only each day I shall round up any card purchases to the nearest pound and transfer the 'change' from my current account into my savings account. An electronic change jar, if you will.
• Where possible I shall spend notes only when I have to use cash, and any change I accumulate will go into my change jar - a 5 litre water bottle with a slit in the lid.
• I'm going to *try* and work my way up to saving 10% of my wages each week, which is only about £15, but that may take some working up to!
  

I want to pay off my £300 overdraft and save enough for a mini-break to New York, as well as a major holiday in a couple of years. Watch this space for how I'm doing!

Your Personality Profile

You are dreamy, peaceful, and young at heart. Optimistic and caring, you tend to see the best in people. You tend to be always smiling - and making others smile. You are shy and intelligent... and a very hard worker. You're also funny, but many people don't see your funny side. Your subtle dry humor leaves your close friends in stitches.

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